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What is a 100% mortgage – it is where you borrow 100% of thesome lenders charge no loading for a 100% mortgage. Graduate mortgages meet the gap between house price affordability and what graduates can afford. If you're about to take out your first mortgage loan and need more information, read our mortgage loan guide. A home mortgage loan is probably the biggest financial commitment many of us will ever make. Home about us mortgages remortgage first time buyer buy- to- let credit problems home mortgages best mortgage deals. How are mortgages calculated.