According to our figures average rental incomes vary throughout the uk from an average of £6, 734 in the north to £15, 804 in greater london. It is very unlikely that a local authority will be unable to pay so there should be no problem with bad debts. London & country mortgages ltd, beazer house, lower bristol road, bath ba2 3ba. Express finance loans. Park of bradford and bingley says one recent trend in the buy- to- let market is that fewer individuals are building up larger portfolios. Fixed rate personal loan. Investor landlords say that their tenants stay for an average of 17 months, regardless of the length of the initially agreed term. For example, prolonged void periods or times when no one is renting the property will cut into expected income. Ten years ago they could pay up to 4 percentage points higher than base rate for a buy- to- let loan.

Cyberspace, the final frontier for small investors. Over the past year, 83% have experienced either no void periods or periods of up to a month. Mortgage express is the specialist lending arm of the bradford & bingley group.